Colliding with a deer on Oklahoma roads can be a challenging situation. Recent data shows that drivers in the state face considerable risks when it comes to deer-related accidents. In 2023, the average insurance claim for a vehicle collision involving an animal in Oklahoma was $6,542. These incidents often result in significant damage, leaving many unsure of how to proceed. Knowing the right steps can help with safety, insurance claims, and getting timely collision repair.
At Southwest Collision in Ardmore, OK, we help drivers recover from deer-related accidents. As an auto body collision repair shop near you, we assess the damage, work with insurance providers, and restore vehicles to safe driving conditions. Understanding what to do after a deer collision can save time, reduce stress, and prevent further issues.
Key Takeaways
- Move to safety and check for injuries after a deer collision. Call 911 if necessary.
- Document the accident with photos and a police report for insurance claims.
- Contact your insurance company to verify coverage and start the claims process.
- Choose a trusted auto collision repair shop near you for quality repairs and assistance with insurance claims.
- Take precautions to prevent future collisions, such as driving cautiously at dawn and dusk.
Immediate Steps After a Deer Collision
At Southwest Collision in Ardmore, OK, we provide reliable collision services for deer-related damage. Whether you need auto body repair or insurance claim assistance, our team is here to help restore your vehicle safely and efficiently.
Stay Safe and Assess the Situation
Move to a safe location and check for injuries. If possible, pull over to the shoulder and turn on the hazard lights. Make sure you and any passengers are unharmed. If there are injuries, call 911 immediately for medical assistance.
Avoid approaching the deer. Injured animals can be unpredictable and may pose a safety risk. Contact local authorities to report the incident so they can handle the situation safely.
Document the Damage and File a Police Report
Take photos of your vehicle, the road, and any visible injuries. These images will serve as essential evidence for insurance claims and collision repair estimates.
Report the accident to law enforcement. In Oklahoma, a police report is required if there are injuries or significant vehicle damage. The report can help streamline the insurance claims process and verify the collision details.
Contact Your Insurance Company
Notify your insurer as soon as possible. Provide them with accident details, photos, and the police report number. Most insurance companies offer roadside assistance if your vehicle is undrivable.
Check if your policy covers deer collisions. In Oklahoma, full coverage typically pays for wildlife-related accidents. If you have only liability coverage, you may be responsible for repair costs.
Some Oklahoma Deer Collision Statistics
- Annual Deer-Related Crashes in Oklahoma: The Oklahoma Highway Safety Office reported 836 deer-related vehicle crashes in 2020.
- Likelihood of Oklahoma Drivers Hitting a Deer: According to State Farm’s 2024-2025 data, Oklahoma drivers have a 1 in 126 chance of colliding with an animal, ranking the state 29th nationally.
- Peak Months for Deer Collisions: Deer activity increases during their mating season, which typically spans from October through December, leading to a higher incidence of collisions during these months.
Choosing the Right Collision Repair Shop
Look for an auto body collision repair shop near you with experience in wildlife-related damage. Deer collisions can cause hidden structural issues, making it important to work with professionals who understand how to identify and fix them.
At Southwest Collision in Ardmore, OK, we handle various types of deer-related damage. From dented hoods to damaged panels, our collision services cover both minor and extensive repairs. We work with insurance companies to help streamline your claim.
Understanding Repair Costs and Options
Deer collision repair costs vary depending on damage severity. Minor dents and scratches may cost a few hundred dollars, while extensive damage requiring bumper or panel replacement can exceed $3,000.
Examples of Common Deer Collision Repairs:
- Auto body repair: Covers everything from fixing minor dents and scratches to replacing broken panels. Whether it’s a small fender dent or extensive body damage, proper collision repair restores your vehicle’s appearance and durability.
- Windshield and headlight replacement: Cracked windshields and broken headlights can make driving unsafe. Replacing damaged glass improves visibility and prevents further issues.
- Frame realignment: A strong frame is essential for safety. After a major impact, misalignment can affect handling and stability. Our collision repair process restores your vehicle’s structural integrity using precision techniques.
Preventing Future Deer Collisions
Reduce your risk by staying alert, especially during peak deer activity. Deer are most active at dawn and dusk, particularly in October and November.
Prevention Tips:
- Use high beams at night when driving in rural areas to improve visibility.
- Watch for deer crossing signs, as these areas have higher deer populations.
- Slow down in wooded areas where deer frequently move.
- Avoid swerving if a deer appears in your path. Swerving can lead to losing control or hitting another vehicle. Instead, brake firmly and stay in your lane when possible.
When to Consider a Rental Vehicle
If your car is undrivable, rental coverage can help. Many insurance policies include rental reimbursement for covered claims. Check with your provider to confirm eligibility. At Southwest Collision, we work with major insurance companies and can help arrange rental vehicles for our customers.
The Insurance Claim Process for Deer Collisions
Step 1: File a Claim
Contact your insurance provider and provide all relevant details, including the police report, photos, and location of the accident.
Step 2: Schedule a Vehicle Inspection
Your insurer may require an adjuster to inspect the damage before approving repairs. This can be done at an auto collision repair shop or through virtual assessment tools.
Step 3: Choose a Repair Shop
Select a trusted auto body collision repair shop near you, like Southwest Collision, to handle the repairs. Many insurance providers allow you to choose your own repair shop.
Step 4: Approve the Repairs
Once the estimate is finalized, insurance approval is needed before work begins. If your policy includes rental coverage, you may receive a temporary car during repairs.
Step 5: Pick Up Your Repaired Vehicle
After repairs are completed, inspect the work and verify everything has been restored to its original condition before driving away.
Common Questions About Deer Collisions
Does insurance cover deer collisions?
Many insurance policies cover deer-related accidents under collision repair, but only if you have full coverage. If you only have liability insurance, repair costs may be out of pocket. Southwest Collision can help assess the damage and work with your insurer.
Can I drive my car after hitting a deer?
It depends on the damage. If the impact affected the headlights, the radiator, or the frame, driving could be unsafe. Before getting back on the road, have your vehicle inspected by Southwest Collision to determine if collision repair is needed for safe operation.
How long do repairs take?
The repair time depends on the damage. Minor dents and scratches may take a few days. In contrast, more extensive collision repair—such as frame straightening or panel replacement—can take weeks. Southwest Collision works efficiently to restore your vehicle as quickly as possible.
Should I report the accident if the damage is minor?
Yes, reporting the accident can help with insurance claims and provide documentation for collision repair. Even if the damage looks small, there may be hidden structural issues. A police report also helps verify details. Southwest Collision can inspect for any underlying damage.
How can I avoid hitting a deer?
Stay alert, especially at dawn and dusk when deer are most active. Use high beams when driving in rural areas, slow down in known deer zones, and never swerve suddenly. Southwest Collision recommends defensive driving to reduce the risk of an accident.
Conclusion
Deer collisions happen unexpectedly, but knowing how to handle them makes a difference. Staying safe, documenting damage, and filing an insurance claim can speed up the auto collision repair process.
At Southwest Collision in Ardmore, OK, we provide quality collision repair for deer-related accidents. Whether you need dent removal or frame straightening, our team is here to help. If you’re searching for an auto body collision repair shop near you, contact us today at (580) 226-2722 or sw.collision@yahoo.com for a consultation and quality repairs to get back on the road with confidence.